Terms of Service & Legal Disclaimer

Last Updated: December 6, 2025

Welcome to OyeMetro. By accessing and using our website and services, you agree to be bound by these Terms of Service and Legal Disclaimer. If you do not agree with any part of these terms, please do not use our services.

1. Acceptance of Terms

By accessing or using OyeMetro ("we," "us," "our," or "the Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these terms, you are prohibited from using or accessing this service.

2. Description of Service

OyeMetro provides free online tools and utilities including but not limited to:

Metro route finder and station information
Financial calculators (EMI, GST, Income Tax, EPF, PPF, Salary Slip Generator)
PDF tools (convert, merge, compress, protect)
Image tools (convert, compress, remove background, extract text)
SEO tools and utilities

All services are provided "as is" and "as available" without any warranties or guarantees.

3. Free Service Disclaimer

OyeMetro is a free service provided without charge. We do not charge users for accessing or using our tools and utilities. Because this is a free service, certain limitations and disclaimers apply as outlined in these terms.

4. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

Warranties of merchantability, fitness for a particular purpose, or non-infringement
Accuracy, reliability, or completeness of any information or results provided
Uninterrupted, secure, or error-free operation of the service
That defects will be corrected or that the service will be free of viruses or harmful components

We make no warranty that the service will meet your requirements or expectations, or that access to the service will be uninterrupted, timely, secure, or error-free.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OYEMETRO AND ITS OWNERS, OPERATORS, AFFILIATES, PARTNERS, LICENSORS, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

Your use or inability to use the service
Any errors, mistakes, or inaccuracies in the content or results provided
Any unauthorized access to or use of our servers or any personal information stored therein
Any interruption or cessation of transmission to or from our service
Any bugs, viruses, trojan horses, or similar items transmitted through our service
Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the service
Any decisions made or actions taken based on information or results obtained from our tools

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT OF ZERO DOLLARS ($0.00), AS THE SERVICE IS PROVIDED FREE OF CHARGE.

6. Financial Calculators Disclaimer

IMPORTANT: All financial calculators provided on OyeMetro (including but not limited to EMI Calculator, GST Calculator, Income Tax Calculator, EPF Calculator, PPF Calculator, and Salary Slip Generator) are provided for ESTIMATION AND PLANNING PURPOSES ONLY.

Results are approximations and should not be considered as professional financial, tax, or legal advice
Actual calculations may vary based on specific circumstances, regulations, and policies
Tax rates, interest rates, and regulations may change without notice
We are not responsible for any financial decisions made based on calculator results
For official tax filing, financial planning, or critical financial decisions, please consult with qualified professionals such as certified public accountants, tax advisors, or financial planners
We do not guarantee the accuracy of any calculations or results

7. PDF and File Processing Tools Disclaimer

IMPORTANT: When using our PDF and file processing tools:

Files are processed in memory and are not stored on our servers
We do not guarantee the security, privacy, or confidentiality of files uploaded to our service
You are responsible for ensuring you have the right to process and modify any files you upload
We are not responsible for any data loss, corruption, or unauthorized access to your files
Results may vary and we do not guarantee the quality or accuracy of conversions or processing
You should always keep backups of your original files
We are not responsible for any legal issues arising from processing copyrighted or protected content

8. User Responsibilities

By using our service, you agree to:

Use the service only for lawful purposes and in accordance with these Terms
Not upload, transmit, or process any files containing malicious code, viruses, or harmful content
Not upload copyrighted material without proper authorization
Not use the service to violate any laws or regulations
Not attempt to gain unauthorized access to our systems or networks
Not use the service in any way that could damage, disable, or impair the service
Verify the accuracy of results before making important decisions
Consult with qualified professionals for critical financial, legal, or business decisions

9. Service Availability

We reserve the right to modify, suspend, or discontinue any part of the service at any time, with or without notice. We do not guarantee that the service will be available at all times or that it will be free from errors, bugs, or interruptions. We are not liable for any loss or damage resulting from service unavailability or interruptions.

10. Intellectual Property

The OyeMetro website, including its design, text, graphics, logos, and software, is the property of OyeMetro and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

11. Indemnification

You agree to indemnify, defend, and hold harmless OyeMetro and its owners, operators, affiliates, partners, licensors, and employees from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

Your use of or access to the service
Your violation of these Terms of Service
Your violation of any third-party rights, including intellectual property rights
Any files or content you upload, process, or transmit through our service
Any decisions or actions taken based on information or results obtained from our tools

12. No Professional Advice

The information and tools provided on OyeMetro are for general informational and utility purposes only. They do not constitute professional, financial, legal, tax, or other professional advice. You should not rely on the information or results provided as a substitute for professional advice. Always seek the advice of qualified professionals regarding any specific questions or concerns.

13. Third-Party Links and Services

Our service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of third-party websites or services is at your own risk.

14. Privacy

Your use of our service is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our service, you consent to the collection and use of information as described in our Privacy Policy.

View Privacy Policy

15. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of the service after any changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the service.

16. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the use of our service shall be subject to the exclusive jurisdiction of the courts in India.

17. Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and OyeMetro regarding the use of our service and supersede all prior agreements and understandings.

19. Contact Information

If you have any questions about these Terms of Service or our Legal Disclaimer, please contact us through our website at oyemetro.com.

⚠️ Important Notice

By using OyeMetro, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Legal Disclaimer. If you do not agree with any part of these terms, please discontinue use of our service immediately.